Motor Insurance
We offer insurance covers for the following automobiles used by Rural India:
Tractors: All makes & models of Agricultural tractors / Trailers/ Trolleys/ Implements
- Two Wheelers: All makes & models of Scooters & Motorcycles
- Private Care: Vehicles privately owned, for captive use
- Commercial Vehicles: Coverage for
- Goods Carrying vehicles – various makes and models of vehicles upto 25 tonnes
- Passenger Carrying vehicles - Vehicles privately owned, for captive use
- 3-Wheelers : Passenger vehicles and goods carrying vehicle
- Own Damage (Loss arising due to Physical Damage to the Vehicle in the accident – Cost of Repairs & Replacements)
- Loss or damage to vehicle & its accessories by
- Fire, explosion, self ignition or lightning
- Burglary, housebreaking or theft
- Riot and strike
- Earthquake ( Fire and shock)
- Flood, typhoon, storm, inundation, cyclone, hailstorm
- Transit by road, rail, inland waterway, lift, air
- Accidental external means
- Malicious act
- Terrorist act
- Landslide or rockslide
- Act Liability / TP Insurance (Legal Liability to Users of Road - Pedestrians, Passengers, Animals, Wayside Property etc.)
- Unlimited legal liability in respect of death or bodily injury to a person
- Damage to Third Party Property up to Rs.7.5 / 1 lakhs
- Legal costs for defending TP claim
- Legal Liability to Paid Driver
